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Car loan calculator

Car Loan Calculator

Pick your loan amount, pick the duration of your loan, and choose your credit rating to help determine your finance options.

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*The calculation is based on the information you provide and is for illustrative and general information purposes only. This should not be relied upon as specific financial or other advice.

Get Approved Today
The Easiest Way to Get Financing in Canada.
Navigate the wor...

The Easiest Way to Get Financing in Canada.

Navigate the world of auto finance effortlessly—experience the simplest route to secure your dream ride

  • Save Time
With our streamlined process that cuts out lengthy...

    Save Time

    With our streamlined process that cuts out lengthy dealership visits and tedious paperwork, simply fill out our application and let us know what your ideal outcome is, and we will take care of the rest.

  • Avoid Stress
Skip the repetitive bank and dealership visits ...

    Avoid Stress

    Skip the repetitive bank and dealership visits that eat into your day and the constant driving back and forth until you are able to get approved and find something that works for you. Wherever you are, we send vehicle options & updates directly to your phone, ensuring you never feel inconvenienced

  • Any Credit Accepted
Every credit story is welcome here; we b...

    Any Credit Accepted

    Every credit story is welcome here; we believe in opportunities for all, and we pride ourselves in helping those who are traditionally turned away. It is our mission to ensure you find the perfect ride regardless of your credit history.

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Frequently Asked Questions

Is it expensive to apply for a car loan?

At Simply Auto Credit, our application process is free. We want to be the number one company you can count on to get you the car you need. We believe that the process should be quick and easy.

How long is the actual loan process going to take?

After completion of the application, you will receive an email confirming your request. Your application will be processed immediately and we can approve you in just a few hours! Have the application filled out in 2 minutes or less Start now!

How much can I qualify for?

Everyone’s situation is different and depends on what vehicle you want. Please fill out our 2-minute application form and a representative will reach out to find the optimal financial solution for you, in consultation with our expert lenders.

Can I apply even if I am bankrupt?

YES. Thanks to our extensive lender network, we offer financing regardless of your credit score or history. Whether your credit is stellar, average, or below par, we have options for you.

Will applying for a car loan affect my credit?

Each loan application is reported to the credit bureau. By working with us, we ensure you're matched with the best lender for your needs, minimizing multiple inquiries & protecting your credit. Not to mention

What will the length of my term be?

We offer tailored financing solutions, with terms ranging from 24 months to 96 months. We collaborate with you to devise a plan that matches your budget, enabling you to drive your dream car.