Your privacy is crucial to Simply Auto Credit. This Privacy Policy delineates how Simply Auto Credits gathers, employs, shares, and maintains personal information, including information amassed by Simply Auto Credit through websites, phone conversations, and when offering products or services.
1. Your Consent
By bestowing your personal data to Simply Auto Credit, you agree to its gathering, use, sharing, and maintenance in line with this Privacy Policy and as otherwise permitted by prevailing law. You can retract your consent anytime, given legal or contractual restrictions and by providing reasonable notice to Simply Auto Credit. However, doing so might restrict your engagement or transactions with Simply Auto Credit or limit the advantages of Simply Auto Credit’s offerings.
2. Personal Information
In this context, “personal information” refers to details about an identifiable person, like one’s name and email address. However, this excludes publicly available information or business contact details.
3. Data Collection by Simply Auto Credit
(a) Direct Information
When engaging with Simply Auto Credit, you may voluntarily provide your personal information. If you choose not to provide specific details, it might hinder certain transactions or benefits with Simply Auto Credit. Conversations between you and Simply Auto Credit can be recorded for precision and compliance. However, you can opt-out of call recording.
(b) Automated Data Gathering
Simply Auto Credit may automatically track information about your usage of its website. Technologies such as cookies may be used to enhance user experience, prevent fraud, and deliver targeted ads. Some of these might be non-personal, but will be treated as personal information if combined.
4. Usage of Personal Information by Simply Auto Credit
Simply Auto Credit utilizes your data to manage your interactions, fulfill requests, offer products and services, answer inquiries, send you updates about Simply Auto Credit and its partners, and protect its interests.
5. Data Sharing by Simply Auto Credit
Your data might be shared with affiliates of Simply Auto Credit to facilitate better service offerings. In some scenarios, like referred transactions, your information might be shared with third parties.
6. Duration of Data Retention
Simply Auto Credit retains your information for as long as required for its operational purposes and in compliance with legal mandates.
7. Securing Personal Information
Simply Auto Credit employs reasonable measures to safeguard your information against unauthorized access.
8. Accuracy, Accessibility, and Deletion
Simply Auto Credit depends on you for the accuracy of the provided data. You can request access or deletion of your data, but there might be legal exceptions.
9. Non-Personal Information
Any non-personal information may be used, shared, and retained by Simply Auto Credit indefinitely.
10. External Websites and Entities
Simply Auto Credit might advertise or link to third-party websites. This Privacy Policy doesn’t cover these external entities.
11. Other Considerations
(a) Liability & Disputes: Your agreement with Simply Auto Credit contains essential provisions about liability and dispute resolution.
(b) Updates to Policy: Simply Auto Credit may update this policy periodically. Continuous engagement with Simply Auto Credit post an update signifies consent.
(c) Definitions: In this policy, “Simply Auto Credit affiliates” collectively refers to all entities under the Simply Auto Credit corporate banner.
Simply Auto Credit Privacy Policy
Last Updated: September 1, 2024.